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Section 3:
Debt Collection Terms & Definitions - 15 USC 1692a

Section 4:
3rd Party Contact and Information Gathering Rules - 15 USC 1692b

Section 5:
Collection Calls & Communication Rules
15 USC 1692c

Section 6:
Harassment and Abusive Collection Tactics
15 USC 1692d

Section 7:
False & Misleading Tactics
15 USC 1692e

Section 8:
Unfair Collection Practices
15 USC 1692f

Section 9:
Validating Debts after Initial Notification
15 USC 1692g

Section 10:
Debt Payments Applied to Accounts
15 USC 1692h

Section 11:
Where Collectors must file lawsuits
15 USC 1692i

Section 12:
Deceptive Collection Letters and Forms
15 USC 1692j

Section 13:
Civil Liability for violations of the FDCPA
15 USC 1692k

Administrative Enforcement
15 USC 1692l

Reports to Congress
15 USC 1692m

Relation to State laws
15 USC 1692n

Exemption for State Regulation
15 USC 1692o

Exception for Bad Check Enforcement
15 USC 1692p

Effective Date

Endnotes

Legislative History

Amendments

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Fair Debt Collection Practices Act § 811.
Legal Actions by Debt Collectors
[15 USC 1692i]

(a) Venue

Any debt collector who brings any legal action on a debt against any consumer shall --

(1) in the case of an action to enforce an interest in real property securing the consumer’s obligation, bring such action only in a judicial district or similar legal entity in which such real property is located; or

(2) in the case of an action not described in paragraph (1), bring such action only in the judicial district or similar legal entity --

(A) in which such consumer signed the contract sued upon; or

(B) in which such consumer resides at the commencement of the action.

(b) Authorization of actions

Nothing in this subchapter shall be construed to authorize the bringing of legal actions by debt collectors.


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